Wealth Planning & International Fixed Income Structures
Bespoke Investment Portfolios constructed and aligned to your investment criteria & objectives.
We will gather information to thoroughly ‘know our client’s situation’, views on investing and objectives, before conducting research and recommendations. We always provide a compliance audited Suitability Report to each client, with supporting and relevant documentation.
Wealth Planning – Looking after accumulated wealth is one of the most important aspects of financial planning. It always requires a bespoke wealth management solution designed to meet your needs precisely. We do this by carefully understanding your long term and short term needs and objectives.
The process of wealth management is about controlling investment risk, reducing tax exposure and ensuring that solutions are flexible and adaptable for any changes in the future. Importantly our wholly client-centric approach means you will always be in control of your solution.
Depending on your specific needs we will manage your money in one of two ways; either via our carefully constructed diversified portfolios that have exposure to the broadest range of asset classes. We work with the client to adjust the composition of their portfolio when appropriate. Alternatively, we will provide a dedicated investment manager who will work with you at even closer level.
A structured product is a pre-packed investment strategy that manages risk by exposing the investor to a mix of equity indices, a basket of stocks, currencies, interest rates and commodities.
The investor’s required capital protection is one element which effectively determine the structured product. Another is the derivative which links the investment with an underlying index, a currency or a basket of securities.
A well-diversified portfolio will benefit highly from the introduction of structured products as they can add significant value when they fit within the overall strategy of the investor. Additionally, these products can also work to enable access to different assets classes in private client portfolios.
“The typical structure for this wealth management strategy is an offshore Portfolio Bond. Offshore means it is domiciled in a tax free jurisdiction such as the Isle of Man or Guernsey.”